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©Copyright Retirement Planning Associates 2024® Bob Kaye, Chartered Life Underwriter®, Certified Fund Specialist®, California Insurance License # 0B12675  Securities and investment advisory services offered through Osaic Wealth, Inc.  member FINRA/SIPC.  Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

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