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Our firm

Welcome

Welcome to our Web site, where we hope you'll find a wealth of useful information.

We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. Future Retirement Financial and Insurance Services created this Web site to better orient you to our perspectives on the financial concepts behind investing, retirement, estate planning, insurance, asset protection and wealth preservation. Most importantly, we hope you see the value of working with skilled professionals to pursue your financial goals. We're here to help educate you about the basic concepts of financial planning and to help you learn more about who we are. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn't want you to miss any developments in the area of personal finance.

Comprehensive Financial Planning

While all of our clients typically have good advisors – attorneys, CPAs, investment brokers, insurance people – we have found that it’s no one’s job to take a helicopter view of your entire financial situation at one time, on a cross-disciplinary basis; not just from a legal perspective, not just from a tax perspective, not just from a financial perspective, but looking at your objectives across the board. We work with your current advisors, not replacing them.

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ENOUGH MONEY TO LIVE ON

 

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Osaic Wealth and its representatives do not provide tax or legal advice. Investors must consult the appropriate advisor for advice and information concerning their particular situation.

©Copyright Retirement Planning Associates 2024® Bob Kaye, Chartered Life Underwriter®, Certified Fund Specialist®, California Insurance License # 0B12675  Securities and investment advisory services offered through Osaic Wealth, Inc.  member FINRA/SIPC.  Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

This communication is strictly intended for individuals residing in the states of California, Hawaii, Missouri, Nevada, Oregon, Tennessee, Texas, Virginia, and Wisconsin. No offers may be made or accepted from any resident outside the specific states referenced.

A broker-dealer, investment financial professional, BD agent, or IA rep may only transact business in a state if first registered or is excluded or exempt from state broker-dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow up: individualized responses to persons to persons in a state by such a Firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker-dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.